The Best of Both Worlds: A Local Adviser with a Global Support Network

Since the mid-eighties the population has increased, broadly speaking we are wealthier as a nation and we are living longer than ever before. We live in an age where changing circumstances, economic and investment market conditions and complicated legislation make managing your finances a significant challenge for many.

Yet access to qualified and experienced professionals who can provide holistic and reliable financial planning has been steadily shrinking. In 1992 there were 250,000 financial advisers in the UK; by 2015, that had fallen to 25,000 (1).

So how can you find an adviser who can offer you the best of both worlds? We like to think we have the answer!

Your Local Adviser

We established Fowler Financial Planning in November 2016. Since then, we have opened offices on Magdalen Road in Exeter and taken on several members of staff, and we love being a part of Exeter’s vibrant business scene.

We live in Heavitree and like that we live in a tranquil corner of the city, with beautiful views over Dartmoor, while only being ten minutes from the office. We enjoy the lifestyle in Exeter – we can pursue our interests in rugby, music and horse-riding, whilst also having great restaurants, bars and entertainment venues on our doorstep. We’re also big Exeter Chiefs fans so being able to walk to Sandy Park is a bonus!

We seek to guide each client successfully through life’s financial journey by helping them identify, understand and achieve their long term financial goals. We focus on building long term, holistic relationships with our clients by helping them to (i) build and preserve their capital, and (ii) protect themselves against risk.

At our core, we are an ‘advice’ driven business. Our success has been built predominantly on an approach to provide tailored financial solutions based on the current and future needs of our clients. We are committed to helping clients manage their wealth in a way that reflects their personal circumstances now and in the future, and provide face-to- face wealth management advice clients can trust. In this way, we develop strong relationships with our clients and put them firmly at the centre of everything we do.

In order to deliver the strongest results to our clients, we work as a Partner Practice of St. James’s Place.

…with a global support network

St. James’s Place is one of the UK’s leading wealth management organisations, managing client funds in excess of £100 billion. The company was founded in 1991 by the late Mike Wilson CBE, Sir Mark Weinberg and Lord Rothschild and listed on the London Stock Exchange in 1997, entering
the FTSE 100 in 2014.

Supported by over 1,000 permanent staff around the UK and Ireland, St. James’s Place aims to deliver consistently strong investment returns through their approach to investment management which gives clients access to a diverse range of investment options, expertly managed by the best fund managers globally.

St. James’s Place recognises that no single investment house has a monopoly on investment expertise, and so does not employ in-house investment managers. Instead they carefully select external managers of outstanding ability to manage their range of funds.

Key to this distinctive approach is the ability to identify and select fund managers from around the world, which St. James’s Place do with the advice of a number of leading independent external consultancies.

Contracting out the management of their funds allows St. James’s Place (i) greater freedom and flexibility to source investment expertise on a global scale, which in turn allows us to offer our clients with truly diversified portfolio solutions; and (ii) to change any of these managers at short notice if St. James’s Place have lost confidence in them, without any charges, tax consequences, or inconvenience to our clients.

To help us keep up to date with the ever-evolving financial landscape in the UK, we have access to a team of technical and legal specialists at St. James’s Place who assist us in interpreting government policy, tax legislation, and changes to economic factors and investment markets. This means we are ideally placed to support you in maximising your financial potential.

Furthermore, St. James’s Place guarantees the suitability of our advice when recommending any of the wealth management products and services available from companies in the corporate group, more details of which are
set out on the Group’s website (www.sjp.co.uk/products). Simply put, this gives you reassurance and peace of mind when planning your financial future.

Next steps

If you are interested in discussing any aspects of your finances, please contact us or visit our website to arrange a no obligation consultation.

Based in Exeter, Fowler Financial Planning provides financial advice to individuals and SMEs in the local area, across the South West and in London. With an ever-changing environment and changing client circumstances, we feel it is essential to develop bespoke financial plans for clients to help them achieve their goals, and, more importantly, to review these plans regularly to ensure they remain current and accurate. Fowler Financial Planning is a Partner Practice of St. James’s Place Wealth Management plc.

1. https://www.ftadviser.com/2015/10/15/ifa-industry/sjp-academy-graduates-make-the-cut-OL5tlWwZbfhq98ki1FRo3L/article.html
   Fowler Financial Planning is a trading name of Fowler Financial Planning Ltd, an appointed representative of and representing only St. James’s Place Wealth
   Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.